That's why I think it is best for the parents to get the car insurance for their kids. This way they can integrate their car insurance with their kids and get discounts.
Of course, if your parents can't do it for you, your best choice is to:
1. choose an older car model
2. install safety features such as seatbelts and airbags (if possible)
3. keep a clean driving record
4. minimize your mileage - don't drive if yo don't have to
5. get good grades in school -- yes, you can get a discount by being a conscientious student.
Here's a link that can give you more information on this: http://www.autoquotenow.com/articles/student-car-insurance/options-for-cheap-student-car-insurance-655.php
